Review Of Substitute Check Ideas. A substitute check is a digital reproduction of an original paper check. It may be wholly digital from payment initiation to clearing and settlement or it may be a digital reproduction (truncation) of an original paper check.

The substitute check is a reproduction of the original check that meets the legal requirements of the act and can be processed just like the original. A substitute check is a digital reproduction of an original paper check. It may be wholly digital from payment initiation to clearing and settlement or it may be a digital reproduction (truncation) of an original paper check.